Workers’ Compensation

Workers' Compensation is a legal system that provides certain benefits to employees who are injured on the job. In Louisiana, Workers' Compensation benefits can include medical care for the injury, wage replacement (indemnity benefits), vocational rehabilitation services, and death benefits for surviving family members. These benefits are the responsibility of the employer and are paid directly to the employee by the employer or the employer’s workers' compensation insurance company.

Most employees in Louisiana are covered by Workers' Compensation from their first day of employment, including full-time, part-time, seasonal workers, and minors. There are some exceptions, such as domestic employees, most real estate salespersons, certain non-profit officers, public officials, and most volunteers.

Employers are required to have Workers' Compensation insurance or be approved to self-insure. If an employee is injured while performing their job duties, the employer must provide medical care and wage benefits as required by law. The Office of Workers' Compensation Administration (OWCA) oversees the system, handles disputes, and ensures compliance.

If a problem arises with a claim, employees and employers can seek mediation or file a disputed claim for compensation. The system is designed to help injured workers get the care and support they need while protecting the rights and responsibilities of both employees and employers.